Nonprofit Tools
Sage AccountingvsXero

Sage Accounting vs Xero for nonprofits

Choose Sage Accounting if…

UK and Irish small charities that want discounted accounting

Not ideal for: Organisations outside the UK and Ireland

Choose Xero if…

Small and medium charities that want a widely supported, accountant-friendly system

Not ideal for: Organisations that need true fund accounting with built-in restricted-fund reports

Sage AccountingXero
Our rating●●●●○●●●●●
PriceFrom £20/month (Start, excl. VAT; before the charity discount)From US$27/month (UK: £18/month ex VAT)
Nonprofit offerRegistered charities, trusts and societies with fewer than 20 employees get 50% off Sage Accounting and Sage Payroll through the Sage Foundation (verified by Percent).Registered not-for-profits get 25% off Xero's business pricing plans (confirmed on the UK page; Xero describes the discount as global).
TypeSpecialistSpecialist
SuitsVolunteer-run, Small, MediumVolunteer-run, Small, Medium
Available in 9 countriesSold as local versions in about ten countries🌍 Anywhere
Strengths
  • Familiar to UK accountants
  • Charity discount reported at 50%
  • Handles UK VAT and MTD
  • Very widely used, so accountants and bookkeepers know it
  • Local editions for UK, Australia, New Zealand and US
  • Large marketplace of connected apps
Watch out for
  • No true fund accounting
  • Prices and discount not confirmed on Sage's own pages
  • Less popular than Xero for modern integrations
  • No built-in fund accounting; funds are handled with tracking categories
  • Plans limit invoices and bills on the cheapest tier
  • Not-for-profit discount must be requested within 31 days of subscribing
Key features
  • VAT and Making Tax Digital submissions
  • Invoicing and bills
  • Bank feeds
  • Bank feeds and automatic reconciliation
  • Invoices, bills and quotes
  • Tracking categories to report by programme or grant

Our ratings: Sage Accounting: Established UK and Irish cloud accounting with a charity discount. Xero: Popular cloud accounting with a nonprofit discount in many countries.

General information, not professional advice. Prices and nonprofit offers change and our research is AI-assisted, so confirm with the vendor before you buy. Names and logos belong to their owners. Full disclaimer

Still deciding? Ask your AI

Opens with this shortlist ready, so your assistant can help you decide.

More comparisons

Personalised updates for your nonprofit

Tools and free offers that apply to your country and size, plus a heads-up when prices change. No spam.