
Xero
Popular cloud accounting with a 25% nonprofit discount in many countries.
Price
Nonprofit offer
Available in
Suits
Registered not-for-profits get 25% off Xero's business pricing plans (confirmed on the UK page; Xero describes the discount as global).
Start a free trial or subscribe, then within the trial or 31 days of subscribing raise a case in Xero Central with evidence of not-for-profit status such as a charity number or registration certificate.
Great for
- Small and medium charities that want a widely supported, accountant-friendly system
- Organisations in the UK, Australia and New Zealand that need local tax and bank-feed support
- Very widely used, so accountants and bookkeepers know it
- Local editions for UK, Australia, New Zealand and US
- Large marketplace of connected apps
- 25% nonprofit discount
Watch out for
- Organisations that need true fund accounting with built-in restricted-fund reports
- Charities that need ready-made SORP or ACNC reports out of the box
- No built-in fund accounting; funds are handled with tracking categories
- Plans limit invoices and bills on the cheapest tier
- Not-for-profit discount must be requested within 31 days of subscribing
- No ready-made SORP or ACNC reporting pack
Problems it solves
About Xero+
Xero is online accounting software used by small businesses, charities and community groups, with local editions for the UK, Australia, New Zealand, the US and other countries. It handles invoices, bills, bank feeds, bank reconciliation, VAT/GST and reporting, and Xero offers registered not-for-profits 25% off its standard plans. It is a general accounting tool rather than a dedicated fund accounting system, so restricted funds are usually tracked with tracking categories.
Pricing: US plans: Early US$27, Growing US$59, Established US$97 per month, with a promotional 80% off for the first 3 months. UK plans: Ignite £18, Grow £39, Comprehensive £55, Ultimate £70 per month ex VAT, with a promotional 90% off for the first 6 months. Prices differ by country; check your local Xero site.
Key features+
AI features+
Smart document capture that reads bills and receipts; Xero also markets AI assistant features on its plans.
Data & privacy+
Xero publishes its privacy and security information on its website; data hosting location was not checked for this entry.
How sure are we?+
Partly confirmed on the vendor's pages; some details from reputable secondary sources. Prices and nonprofit programs change often, so check with Xero before you commit. Rankings on Nonprofit Tools are never for sale.
Sources · last checked 2026-10-02
Alternatives
All finance & accounting →QuickBooks Online
Specialist
Well-known accounting software with nonprofit reports and a TechSoup discount in the US.
MYOB
Specialist
Australian and New Zealand accounting software with a Connecting Up charity discount.
Zoho Books
Specialist
Low-cost accounting with a free plan for small orgs and a 15% charity discount.
Sage Accounting
Specialist
UK and Ireland cloud accounting with a Sage Foundation discount for charities.
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