Nonprofit Tools
AplosvsXero

Aplos vs Xero for nonprofits

Choose Aplos if…

US churches and small nonprofits that need simple restricted-fund accounting

Not ideal for: Organisations outside the US

Choose Xero if…

Small and medium charities that want a widely supported, accountant-friendly system

Not ideal for: Organisations that need true fund accounting with built-in restricted-fund reports

AplosXero
Our rating●●●●○●●●●●
PriceFrom US$79/monthFrom US$27/month (UK: £18/month ex VAT)
Nonprofit offerNone foundRegistered not-for-profits get 25% off Xero's business pricing plans (confirmed on the UK page; Xero describes the discount as global).
TypeAll-in-oneSpecialist
SuitsVolunteer-run, Small, MediumVolunteer-run, Small, Medium
Available in🌍 AnywhereBuilt for United StatesBuilt for US nonprofits and churches (US tax forms)🌍 Anywhere
Strengths
  • Built for fund accounting, not adapted from business accounting
  • Clear published pricing
  • Support for nonprofits and churches by phone, email and chat
  • Very widely used, so accountants and bookkeepers know it
  • Local editions for UK, Australia, New Zealand and US
  • Large marketplace of connected apps
Watch out for
  • US only in practice
  • Core features such as budgeting need higher tiers
  • Smaller ecosystem than QuickBooks or Xero
  • No built-in fund accounting; funds are handled with tracking categories
  • Plans limit invoices and bills on the cheapest tier
  • Not-for-profit discount must be requested within 31 days of subscribing
Key features
  • Fund accounting by fund, grant or project
  • Donation tracking and donor giving statements
  • Online giving forms
  • Bank feeds and automatic reconciliation
  • Invoices, bills and quotes
  • Tracking categories to report by programme or grant

Our ratings: Aplos: Well-liked fund accounting for small US nonprofits and churches at a fair price. Xero: Popular cloud accounting with a nonprofit discount in many countries.

General information, not professional advice. Prices and nonprofit offers change and our research is AI-assisted, so confirm with the vendor before you buy. Names and logos belong to their owners. Full disclaimer

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